- Job at গ্রামিনফোন - হাইলি সিকিউর্ড জব - বেতন ভাতা সব


Deputy General Manager –

 Credit Risk & Working Capital Management

Job Location:
Nov 06, 2016
No. of Vacancies:

Department Treasury

Division Finance

Close Date 06-10-2016

Role Overview

Responsible for ensuring that the credit process, policies and activities fall within the parameters of the organization's policies

Develop credit manuals and processes to ensure optimum balance between customer satisfaction, customer revenue and customer credit losses

Responsible for devising/maintaining working capital manuals for the entire organization

Lead the implementation of sustainable working capital reduction by robust, efficient and collaborative processes

Job Responsibility

Formulate the manuals, policies and procedures for credit risk management, to support organizational business strategy

Review and revise the existing policies and procedures for the business relevant to credit risk, in light of changing market conditions based on leading practices and guidelines. Ensure that the credit processes are operating effectively and efficiently toward achieving high operating standards

Ensure compliance with established/ approved credit risk policies and procedures and ensure that a sound environment for identifying, assessing, measuring, monitoring and controlling credit risk is in place

Formulate and maintain the working capital manuals

Focus on critical end-to-end processes: inventory management, accounts receivable, accounts payable, to improve working capital management and service levels while also reducing business risks and attain structural cost reduction

Identify and implement industry best practices in working capital management

Work with concerned cross functional teams to formulate sustainable working capital initiatives, ensure implementation and follow-up

Provide working capital and cash flow forecast on a periodic basis and track actual against forecasted data with relevant analysis

Education and Experience requirements


MBA from a well-reputed university majoring in Finance and/or Accounting

Any professional qualification in Finance or Accounting (CFA, ACA, ACCA, CIMA, etc.) is desired preferred


At least 8 years’ experience in the field(s) of Finance and/or Accounting with a concentration in Credit Risk Management, preferably in a Bank, Telco or Large Corporate with a diverse customer base of both Corporate & Retail customers

Experienced in developing Credit-related policies

Experience in Working Capital Management and Forecasting 

Special Skill

Good team management and people management skills

Ability to work in a team and independently 

Ability to motivate people to deliver and perform

Very good analytical and problem-solving skills

Excellent written and verbal communication skills

Good interpersonal skills with ability to encourage commitment and professionalism

Ability to network at all levels

Energetic with sound decision-making skills

Excellent understanding of business principles and credit skills

Ability to work in challenging and changing environment

Good business judgment

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